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Investment Guarantee insurance gradually freeze re
In November 3, 2011, the seventh Beijing International Finance Expo opening ,abercrombie france,investors in the understanding of insurance product .Miao Xin /CFP , relationresultThis year the stock marketsell-off predicament already affected the insurance market .
relationresultAlong with capitalmarket remains in the doldrums ,once your investment new favorites vote even dangerous to be cold . Even the risk being suffered by investors and insurance companies to abandon .
An insurance company who reluctantly said .Cast even insurance in recent years is a very popular one kind of insurance and investment products, its investment account is mainly related to the stock and bond markets ,.
Among them, the leaning stock throws continually the dangerous account performance will depend on the trend of A shares ,chaussure nike.According to Warburg securities provide statistics,abercrombie, the first three quarters of this year ,throws continually the dangerous account monthly average return rate is respectively 2.
9% ,-2.05% ,-0.67% ,-1.29% ,-2.67% ,1.3% ,-0.24% ,relationresult-1.21%,-4.93% ,only in February and June are the proceeds .relationresultIn addition,known as the guaranteed bond fund universal insurance billing rate is not satisfactory .
At present, most insurance companies universal insurance billing rate is in 5% the following ,at about 4% levels ,did not outperform CPI .relationresultIn the stock market trendis uncertain circumstances ,investment linked insurance and universal insurance in next year are hard to occur before a few years income to rise sharply trend .
In contrast ,the guaranteed return and dividend dividend insurance or investment insurance relatively robust product ,moncler.Next year ,abercrombie,the insurance company will be faced with the adjustment of product structure ,a decline in investment income will lead directly to the insurance company sales focus .
relationresultIn addition,the second half of this year ,some insurance company business direction to return security products .Security products to the general accident ,medical security .The expert thinks ,safeguard insurance most suitable for those just set foot on the job ,income is finite the young white-collar workers ,as well as those just buy a house ,even now nearing retirement phase of the older .
This population is the common characteristic of fixed income single source to come unexpectedly ,air jordan,the accident against ability is poor ,need to safeguard the categories of insurance for resisting risk .
relationresultInvestors sayrelationresultHow to protect family ,day again , relationresultMy husband and Iannual household income of about 200000 .Before we have to rent a room in Beijing ,,before finally in Beijing to buy a house of my own ,last year, we have a lovely baby, two people the world into a family of three ,jordan,life become more busy,, need to consider more and more .
relationresultFirst of all,I and husband of two with an annual income of about, is home to ,if one falls ,another is hard to support the family expenses ,especially now with the baby ,work ,life in accident risk to consider .
Secondly ,was originally cast in the past two years, prices low to buy, but begin from last year ,the central bank started raising interest rates, this year added three times ,led to our family have increasingly heavy burden of mortgage .
relationresultNowmy husband and I are in the cause of rising phase, the two income not in one or two years increased substantially ,but spending but many parents ,such as the cost of maintenance ,normal family expenditure ,their children educational expenses .
relationresultIn thislife tight ,family wealth is difficult to accumulate in the absence of ,how both for the family to buy insurance ,but also can manage money ?Investor king lady , relationresultUp one relationresult1working families to buy life insurance ,abercrombie and fitch, relationresultIn general,the purchase of commercial insurance, construction of financial planning ,and the purchase of the age and family hook .
Pacific Life Insurance Financial Planner Zhang Xiaopeng to Ms. Wang is analyzed .At present, Ms. Wang family loans ratio ratio is relatively high, discretionary funds are not many .relationresultZhang Xiaopeng thinks,for working families ,the purchase of commercial insurance is of the greatest significance is to ensure that the main source of income for families at risk, maximize the various family necessary targets will still be able to achieve .
So first to husband and wife two people respectively as the insured person buying term life insurance ,annual premiums less coverage ,,higher, more suitable for growing family .relationresultCurrently on the market forlife insurance mainly has two kinds: the return of life insurance and consuming term life insurance .
The former can return ,but the premium is high ;the latter premium premium cheap ,but does not return, mortgage owners according to their balance of payments to choose insurance .relationresult2middle class families choose insurance dividends , relationresultCompared to the generalworking-class families ,middle-class families to insurance demand will be higher ,abercrombie paris,in addition to life insurance ,Putin will attend the United Russia party
After the incident, Nanping city place maritime bureau immediately terminate the dragon boat competition activities, to Fujian South Pyongsong section mounted patrol.At present, the injured two players have been out of danger, rescue workers are trying to search for missing people.,accident insurance ,will purchase supplementary medical insurance and investment functions of insurance products .
But in the stock market trend prospects of unknown circumstances ,michael kors outlet,how to choose the investment function of insurance products ?relationresultAccording to Zhang Xiaopeng,the insurance company to launch the dividends are high-end personage love ,piumini moncler,Australia announced to stop carrying 150 people cr
After the incident, Nanping city place maritime bureau immediately terminate the dragon boat competition activities, to Fujian South Pyongsong section mounted patrol.At present, the injured two players have been out of danger, rescue workers are trying to search for missing people..
For middle-class families ,pay for delay payment of financial risk to the security of higher demand ,dividends insurance can offer them a better life security . He said .relationresultSince last year,both the security and robust financial risk sharing ,nike,become a market darling .
Insurance product development personnel, dividends insurance so strong growth, and the present situation about inflation .relationresultNote thatthe dividend yield ,dividends insurance ,life insurance companies is the core factors of competition .
The dividend risk bonus number ,and the insurance company directly related ,franklin marshall.Usually the investment returns ratio is higher ,the higher the rate of annual dividend ,maillot de foot.Zhang Xiaopeng expresses ,Microsoft Outlook to replace Hotmail highlight cloud computing strategy
After the incident, Nanping city place maritime bureau immediately terminate the dragon boat competition activities, to Fujian South Pyongsong section mounted patrol.At present, the injured two players have been out of danger, rescue workers are trying to search for missing people.,dividends insurance dividends to enrich one ,but at least it can be ensured that the purchasing power in reserve assets .
relationresultIn 3 children withinsurance to buy accident insurance , relationresultThis year,a variety of children accidents ,once again raised the concern for children .relationresultAt present,domestic and foreign life insurance companies have launched with its own characteristics of the child accident injury insurance products ,.
Purchase these products ,children due to accident caused by death or disability and associated treatment costs ,can get from insurance companies claim .relationresultIn addition,children education now also need to consider,maillot de foot pas cher, through to children to buy commercial insurance for children to provide a stable education savings .
relationresultThis edition ofwriting / reporter Zhang Yufei reader comment statement: all comments represent only the registered members personal view ,do not represent the views of news network |
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